Murabahah merupakan salah satu produk yang ada di BMT MADANI dalam bentuk pembiayaan yang banyak diminati oleh masyarakat, hal tersebut dapat dilihat melalui tingkat permintaan yang terus meningkat dari tahun ketahun. Tidak dapat dihindari ketika suatu pembiayaan tersebut banyak diminati oleh masyarakat secara tidak langsung terdapat resiko didalamnya yaitu resiko pembiayaan bermasalah.

   Maka penelitian ini bertujuan untuk mendapatkan hasil berupa analisis startegi apa yang digunakan BMT MADANI dalam menangani pembiayaan murabahah bermasalah, sehingga tingkat Non Performing Financing (NPF) yang dimiliki oleh BMT MADANI dapat ditekan secara optimal sehingga dapat sesuai dengan peraturan perkoperasian No. 07/PER/DEP.6/IV/2016

Kata kunci : Pembiayaan Bermasalah, NPF, Murabahah

    Murabahah is one of the products in BMT MADANI in the form of financing that is in great demand by the public, this can be seen through the increasing level of demand from year to year. It is unavoidable when such funding is in great demand by the community indirectly there is a risk in it, namely the risk of problematic financing which has an impact on the sustainability of BMT MADANI itself.

    The problematic financing level can be categorized into 4 categories of collectability which will result in the level of Non Performing Financing (NPF) either in the category of healthy, unhealthy or in the unhealthy category within the financial institution itself.

    This study aims to obtain results in the form of what strategy analysis BMT MADANI uses in dealing with troubled murabahah financing, so that the level of Non Performing Financing (NPF) possessed by BMT MADANI can be reduced optimally so that it can be in accordance with cooperative regulation No. 07 / PER / DEP.6 / IV / 2016 "Guidelines for Savings and Credit Cooperative Assessment and Islamic Financing and Savings and Loan Unit and Cooperative Financing:

Keywords: Problematic Financing, NPF, Murabahah