Consumtive behavior generally tends to arise in people who live in big cities like Surabaya. The result of the 2017 National Socio Economic Survey conducted by BPS of East Java Province also showed that comsumption expenditure in Surabaya was the biggest compared to 79 other cities in East Java This study aims to analyze the influence of financial knowledge, locus of control, financial attitudes, and income on behavior of financial management of people in Surabaya. Research conducted is quantitative research. The population in this study is the people in Surabaya, amounting to 110 respondents. Data analysis method used in this study is multiple linear regression analysis. The results showed that the variables of financial knowledge, locus of control and financial attitudes effect the behavior of financial management in Surabaya. While the income variable is no effect to financial management behavior of the people in Surabaya.
Consumtive behavior generally tends to arise in people who live in big cities like Surabaya. The result of the 2017 National Socio Economic Survey conducted by BPS of East Java Privince also showed that comsumption expenditure in Surabaya was the biggest compared to 79other cities in East Java This study aims to analyze the influence of financial knowledge, locus of control, financial attitudes, and income on behavior of financial management of people in Surabaya. Research conducted is quantitative research. The population in this study is the people in Surabaya, with the number of samples amounting to 110 respondents. Data analysis method used in this study is multiple linear regression analysis. The results showed that the variables of financial knowledge, locus of control and financial attitudes effect the behavior of financial management in Surabaya. While the income variable is no effect to financial management behavior of the people in Surabaya.