PENGARUH FINANCIAL LITERACY, HEDONISM LIFESTYLE, INCOME, SELF CONTROL, DAN FINANCIAL ATTITUDE TERHADAP PERILAKU KEUANGAN PADA PENGGUNA GAME MOBILE LEGEND

THE EFFECT OF FINANCIAL LITERACY, HEDONISM LIFESTYLE, INCOME, SELF CONTROL, AND FINANCIAL ATTITUDE ON FINANCIAL BEHAVIOR ON MOBILE LEGEND GAME USERS

Financial management behavior, khususnya kemampuan individu untuk merencanakan dan menganggarkan, mengelola dan mengendalikan, mengawasi, mencari, dan mengalokasikan dana keuangan harian. Tujuan dari penelitian ini adalah untuk melihat bagaimana financial literacy, hedonistic lifestyle, income, self-control, and financial attitude mempengaruhi financial management behaviour. Subjek penelitian ini adalah Gamer Mobile Legend di Indonesia, dengan jumlah sampel 170 orang. Ini dikenal sebagai explanatory research, dan menggunakan pendekatan kuantitatif dengan program Structural Equation Model-AMOS. Temuan mengungkapkan bahwa financial literacy, income, self-control, and financial attitude semua memiliki dampak yang signifikan terhadap mempengaruhi financial management behaviour. Sedangkan gaya hidup hedonis tidak berpengaruh. Hal ini diketahui karena mayoritas responden masih berusia remaja dan masih tinggal bersama orang tua, serta keterbatasan penelitian terkait penyebaran kuesioner yang hanya dilakukan secara online. Oleh karena itu, diperlukan penelitian lebih lanjut untuk dapat menyebarkan kuesioner baik secara offline maupun online dan untuk menggunakan model tersebut. Berbagai pendekatan untuk meneliti financial management behaviour.

Financial management behaviour, specifically the ability of an individual to plan and budget, manage and control, supervise, search for, and allocate daily financial funds. The purpose of this study is to see how financial literacy, hedonistic lifestyle, income, self-control, and financial attitude affect financial management behaviour. The subject of this study is Mobile Legend Gamers in Indonesia, with a sample size of 170 people. This is known as explanatory research, and it employs a quantitative approach with the Structural Equation Model-AMOS program. The findings revealed that financial literacy, income, self-control, and financial attitude all have a significant impact on financial management behaviour. Meanwhile, the hedonistic way of life has no effect. This was discovered because the majority of the respondents were still in their teens and still lived with their parents, and the study's limitations were related to the distribution of questionnaires, which was only done online. As a result, more research is needed to be able to distribute questionnaires both offline and online and to use the model. Various approaches to researching financial management behaviour.