ABSTRACT
THE EFFECT OF
ISLAMIC FINANCIAL LITERACY, ISLAMIC BRANDING, AND RELIGIOSITY TOWARD DECISION
OF STUDENTS TO CHOOSE ISLAMIC FINANCIAL SERVICES (Study
at the Faculty of Economics, State University of Surabaya)
Name : Agus
Wijanarko
NIM :
15081194045
Study Program : S1 Islamic Economics
Department : Economic Science
Faculty : Faculty of Economic
Institution : Universitas
Negeri Surabaya
Lecturer : Dr. Lucky Rachmawati,
S.E., M.Si.
The development
of the Islamic financial industry in Indonesia shows a fairly good development.
Decision-making in choosing Islamic financial services is influenced by various
factors. The study aims to examine the effect of the Islamic financial
literacy, Islamic branding, and religiosity toward decision of students to choose
Islamic financial services. The method used in this research was quantitative
associative. The analysis technique used in this research was logistic
regression analysis with total sample of 150 students in Faculty of Economic,
State University of Surabaya. Data collection in this research used the Guttman
scale and analyzing it used the help of the SPSS Application.
The results of
this research indicated that Islamic financial literacy, Islamic branding and
religiosity increase students opportunities to choose Islamic financial
services with a yield of 53,9%; 96,8% and 37,8%. However, the partial test
showed that the Islamic financial literacy variable and the religiosity
variable did not significantly affect the decision of students to choose
Islamic financial services, while Islamic branding variable significantly affected
the decision of students to choose Islamic financial services. Based on
simultaneous test showed that Islamic financial literacy, Islamic branding, and
religiosity simultaneously influences the decision of students at the Faculty
of Economic, State University of Surabaya to choose Islamic financial services .
Keywords : Islamic Financial Literacy, Islamic Branding, Religiosity,
Students Decision