Dampak Financial Literacy, Financial Attitude, Financial Self Efficacy, Social Economic Status, Locus Of Control pada Perilaku Manajemen Keuangan

The Influence of Financial Literacy, Financial Attitude, Financial Self Efficacy, Social Economic Status, Locus Of Control on Financial Management Behavior

Penelitian ini merupakan penelitian kuantitatif. Dengan tujuan penelitian yaitu mengetahui apakah ada dampak dari financial literacy, financial attitude, financal self efficacy, social economi status, dan juga locus of control sebagai variabel independen terhadap perilaku manajemen keuangan sebagai variabel dependen pada mahasiswa Fakultas Ekonomi Universitas Negeri Surabaya. Metode yang digunakan adalah dengan kuesioner dan dianalisis menggunakan skala linkert menggunakan aplikasi SPSS VER 23. Penelitian ini mengambil populasi dari mahasiswa S1 Fakulltas Ekonomi Universitas Negeri Surabaya. Dan penelitian menggunakan pengambilan sampel dengan metode purposive sampling. Dan mengambil sampel sebanyak 156 mahasiswa S1 Fakultas Ekonomi Universitas Negeri Surabaya sehingga menemukan hasil penelitian berupa financial literacy, dan financial attitude yang berpengaruh positf pada perilaku manjemen keuagan. Financial self efficacy berpengaruh positif pada manajemen keuangan. Sosial economi status juga berpengaruh secara positf pada perilaku manajemen keuangan. Dan juga locus of control diduga mempunyai pengaruh positif pada perilaku manajemen keuangan.

This research is a quantitative research. With the aim of the study, namely to find out whether there is an impact of financial literacy, financial attitude, financial self-efficacy, social economic status, and also locus of control as independent variables on financial management behavior as the dependent variable on students of the Faculty of Economics, State University of Surabaya. The method used was a questionnaire and analyzed using a linkert scale using the SPSS VER 23 application. This study took a population of undergraduate students at the Faculty of Economics, State University of Surabaya. And the research uses sampling with purposive sampling method. And taking a sample of 156 undergraduate students of the Faculty of Economics, State University of Surabaya, so that they found the results of research in the form of financial literacy and financial attitude which have a positive effect on financial management behavior. Financial self-efficacy has a positive effect on financial management. The socio-economic status also has a positive effect on financial management behavior. And also locus of control is thought to have a positive influence on financial management behavior.