Pengaruh Financial Literacy, Financial Technology, Financial Self-Efficacy, Income, Lifestyle, dan Emotional Intelligence terhadap Financial Management Behavior pada Remaja di Kabupaten Ponorogo

The Influence of Financial Literacy, Financial Technology, Financial Self-Efficacy, Income, Lifestyle, and Emotional Intelligence to Financial Management Behavior on teeneger in Ponorogo Regency

Penelitian ini menggunakan jenis penelitian kuantitatif dengan tujuan untuk mengetahui pengaruh financial literacy, financial technology, financial self efficacy, income, lifestyle, emotional intelligence terhadap perilaku pengelolaan keuangan. Subyek untuk populasi penelitian ini adalah Remaja di Kabupaten Ponorogo. Jumlah responden sebanyak 2020 sebagai sampel penelitian ini menggunakan nonprobability purposive sampling. Ada 220 responden sebagai sampel penelitian yang diperoleh melalui non-probability sampling, purposive sampling. Analisis data menggunakan tipe deskriptif kuantitatif dengan aplikasi SPSS 25 untuk menghitung analisisnya. Hasil penelitian ini menunjukkan bahwa financial literacy, financial technology, financial self-efficacy, income, life style, dan emotional intelligence berpengaruh positif signifikan terhadap perilaku pengelolaan keuangan.

Kata kunci: kecerdasan emosional; literasi keuangan; perilaku manajemen keuangan; efikasi diri finansial; teknologi keuangan; pendapatan; gaya hidup

This study uses a quantitative type research with the aim of determine the effect of financial literacy,financial technology, financial self efficacy, income, lifestyle, emotional intelligence on financial management behavior. The subject for this research population were Teenagers at Ponorogo Regency. There is 2020 respondent as the sample of this research using nonprobability purposive sampling. There are 220 respondents as the research sample obtained through non-probability sampling, purposive sampling. Data analysis using descriptive quantitative type with of SPSS 25 application to calculate the analysis. This research result indicate that financial literacy, financial technology, financial self-efficacy, income, life style, and emotional intelligence has  significant positive effect on financial management behavior.

Keywords: emotional intelligence; financial literacy; financial management bahavior; financial self-efficacy; financial technology; income; lifestyle