Pengaruh Literasi Keuangan, Persepsi Risiko, Motivasi, Dan Modal Terhadap Minat Berinvestasi Melalui Pengetahuan Investasi Pada Mahasiswa Pendidikan Ekonomi
The Influence of Financial Literacy, Risk Perception, Motivation, and Capital on Investment Interest Through Investment Knowledge in Economic Education Students
Tujuan dari kajian ini ialah Menganalisis Pengaruh Literasi Keuangan, Persepsi Risiko, Motivasi, Dan Modal Terhadap Minat Berinvestasi Melalui Pengetahuan Investasi Pada Mahasiswa Pendidikan Ekonomi angkatan tahun 2021 Universitas Negeri di Jawa Timur. Penelitian ini menggunakan metode penelitian kuantitatif deskriptif. Metode yang digunakan ialah Structural Equation Modelling pendekatan Partial Least Square (SEM-PLS). Hasil dari kajian ini ialah: 1) Literasi keuangan berpengaruh positif dan signifikan terhadap Minat Investasi, 2) Persepsi Risiko tidak berpengaruh terhadap Minat Investasi, 3) Motivasi berpengaruh positif dan signifikan terhadap Minat Investasi, 4) Modal tidak berpengaruh terhadap Minat Investasi, 5) Pengetahuan Investasi berpengaruh positif dan signifikan terhadap Minat Investasi, 6) Pengetahuan Investasi Tidak Signifikan Sebagai Pemoderasi Hubungan Antara Literasi Keuangan Terhadap Minat Berinvestasi, 7) Pengetahuan Investasi Signifikan Sebagai Pemoderasi Hubungan Antara Persepsi Risiko Terhadap Minat, 8) Pengetahuan Investasi Signifikan Sebagai Pemoderasi Hubungan Antara Motivasi Terhadap Minat Berinvestasi, 9) Pengetahuan Investasi Signifikan Sebagai Pemoderasi Hubungan Antara Modal Terhadap Minat Berinvestasi Mahasiswa Program Studi Pendidikan Ekonomi angkatan tahun 2021 Universitas Negeri di Jawa Timur.
Kata Kunci: Literasi Keuangan, Persepsi Risiko, Motivasi, Modal, Minat Berinvestasi.
The purpose of this study is to Analyze the Influence of Financial Literacy, Risk Perception, Motivation, and Capital on Investment Interest Through Investment Knowledge in Economic Education Students of the 2021 intake of State Universities in East Java. This study uses a descriptive quantitative research method. The method used is the Structural Equation Modeling approach to Partial Least Square (SEM-PLS). The results of this study are: 1) Financial literacy has a positive and significant effect on Investment Interest, 2) Risk Perception does not affect Investment Interest, 3) Motivation has a positive and significant effect on Investment Interest, 4) Capital does not affect Investment Interest, 5) Investment Knowledge has a positive and significant effect on Investment Interest, 6) Investment Knowledge is Not Significant as a Moderator of the Relationship Between Financial Literacy and Investment Interest, 7) Investment Knowledge is Significant as a Moderator of the Relationship Between Risk Perception and Interest, 8) Investment Knowledge is Significant as a Moderator of the Relationship Between Motivation and Investment Interest, 9) Investment Knowledge is Significant as a Moderator of the Relationship Between Capital and Investment Interest of Students of the Economics Education Study Program, class of 2021, State University in East Java.
Keywords: Financial Literacy, Risk Perception, Motivation, Capital, Investment Interest