FAKTOR FAKTOR YANG MEMPENGARUHI FINANCIAL MANAGEMENT BEHAVIOR

PADA KELUARGA TKI DI KABUPATEN MAGETAN

FACTORS INFLUENCING FINANCIAL MANAGEMENT BEHAVIOR ON TKI FAMILIES IN MAGETAN DISTRICT

ABSTRAK

Tujuan penelitian ini untuk mengetahui pengaruh financial attitude, financial knowledge, financial selft-efficacy dan Focus control terhadap financial management behavior pada keluarga TKI di Kabupaten Magetan. Responden penelitian adalah anggota keluarga yang menjadi TKI Kabupaten Magetan yang berjumlah 220 orang. Teknik pengumpulan data menggunakan kuesioner. Teknik analisa data menggunakan analisa regresi linier berganda, analisa determinasi dan uji hipotesis (Uji t dan Uji F).

Temuan penelitian dapat disimpulkan (1) ada pengaruh financial attitude, terhadap financial management behavior pada keluarga TKI di Kabupaten Magetan.(2) ada financial knowledge terhadap financial management behavior pada keluarga TKI di Kabupaten Magetan. (3) ada financial selft-efficacy  terhadap financial management behavior pada keluarga TKI di Kabupaten Magetan. (4)

untuk mengetahui pengaruh focus control  terhadap financial management behavior pada keluarga TKI di Kabupaten Magetan.

Kata kunci: financial attitude, financial knowledge, financial selft-efficacy, Focus control, financial management behavior

ABSTRACT T

the aim of this research is to determine the influence of financial attitude, financial knowledge, financial self-efficacy and focus control on financial management behavior on TKI families in Magetan Regency. The research respondents were family members who were migrant workers in Magetan Regency, totaling 220 people. The data collection technique uses a questionnaire. The data analysis technique uses multiple linear regression analysis, determination analysis and hypothesis testing (t test and F test). The research findings can be concluded (1) there is an influence of financial attitude on financial management behavior on TKI families in Magetan Regency. (2) there is financial knowledge on financial management behavior on TKI families in Magetan Regency. (3) there is financial self-efficacy towards financial management behavior on TKI families in Magetan Regency. (4) to determine the effect of focus control on financial management behavior on TKI families in Magetan Regency. Keywords: Financial Attitude, Financial Knowledge, Financial Self-Efficacy, Focus Control, Financial Management Behavior