ANALISIS DAMPAK ZAKAT PRODUKTIF TERHADAP KESEJAHTERAAN MUSTAHIK DENGAN PENDEKATAN METODE CIBEST

ANALYSIS OF THE IMPACT OF PRODUCTIVE ZAKAT ON THE WELFARE OF MUSTAHIK WITH THE CIBEST METHOD APPROACH

Zakat Produktif merupakan salah satu komponen penyaluran bantuan yang memiliki dampak pada dua dimensi, yakni dimensi ekonomi dan spiritual. Pengukuran produktivitas zakat produktif secara ekonomi dan spiritual dapat diukur melalui perhitungan indeks CIBEST atau Center for Islamic Business and Economic Studies. Penelitian ini memiliki tujuan untuk melakukan analisa terhadap pengaruh zakat pada penghasilan rumah tangga mustahik maupun spiritual mustahik, serta keadaan rumah tangganya dengan Quadrant CIBEST sebelum maupun sesudah menerima bantuan zakat dari program pemberdayaan dan pendayagunaan Laznas Inisiatif Zakat Indonesia Perwakilan Jawa Timur. Jenis penelitian ini menggunakan metode penelitian kuantitatif deskriptif dengan responden penelitian yang berjumlah sebanyak 11 rumah tangga mustahik. Hasil penelitian menunjukkan bahwa distribusi dari zakat produktif dapat memberi peningkatan bagi kesejahteraan rumah tangga mustahik mencapai 9% serta meminimalisir kemiskinan material sebesar 9%.

Productive zakat is one of distribution of aid that has two dimensions, the economic and spiritual dimensions. The effectivity of productive zakat economically and spiritually can be measured through the calculation of the CIBEST index (Center for Islamic Business and Economic Studies). This study aims to analyze the impact of zakat on the mustahiq’ household income, mustahiq’s spiritual and household conditions with Quadrant CIBEST before and after receiving zakat assistance from empowerment and utilization programs Laznas Inisiatif Zakat Indonesia East Java Representative. The study used a descriptive quantitative research method with 11 mustahiq households as the respondents. The instrument used was the Center for Islamic Business and Economic Studies (CIBEST). The study results showed that the distribution of productive zakat funds could improve the welfare of the mustahiq households by 9% and minimize material poverty by 9%.