DETERMINAN PERILAKU EKONOMI SISWA SMA

DETERMINANTS OF SENIOR HIGH SCHOOL STUDENT’ ECONOMIC BEHAVIOR

Perilaku ekonomi siswa mencerminkan cara mereka mengambil keputusan dalam bidang ekonomi. Observasi menunjukkan bahwa sebagian siswa kelas X SMAN 1 Menganti masih menunjukkan perilaku ekonomi yang kurang tepat akibat kurangnya tingkat literasi ekonomi terutama dalam memahami konsep biaya peluang. Penelitian ini bertujuan untuk menganalisis pengaruh kompetensi guru terhadap perilaku ekonomi siswa melalui literasi ekonomi siswa sebagai variabel mediasi. Penelitian menggunakan pendekatan kuantitatif serta jenis penelitian korelasional dengan 199 siswa kelas X SMAN 1 Menganti sebagai sampel. Data yang dikumpulkan diperoleh melalui hasil kuesioner dan dianalisis menggunakan teknik analisis data SEM-PLS melalui software SmartPLS. Hasil penelitian menunjukkan bahwa kompetensi guru berpengaruh positif signifikan terhadap literasi ekonomi, literasi ekonomi berpengaruh positif signifikan terhadap perilaku ekonomi siswa, serta kompetensi guru berpengaruh positif signifikan terhadap perilaku ekonomi. Literasi ekonomi berperan sebagai mediator yang mempengaruhi antara variabel kompetensi guru dengan perilaku ekonomi. Hasil penelitian mengindikasikan pentingnya kompetensi guru dalam membentuk literasi dan perilaku ekonomi siswa.

Kata kunci : Perilaku Ekonomi, Literasi Ekonomi, Kompetensi Guru

Students economic behavior reflects how they make decisions in the field of economics. Observations indicate that some tenth-grade students at SMAN 1 Menganti still demonstrate less appropriate economic behavior, mainly due to a low level of economic literacy, particularly in understanding the concept of opportunity cost. This study aims to analyze the influence of teacher competence on students economic behavior, with economic literacy as a mediating variable. The research employed a quantitative approach with a correlational design, involving 199 tenth-grade students at SMAN 1 Menganti as the sample. Data were collected through questionnaires and analyzed using the SEM-PLS technique with SmartPLS software. The results show that teacher competence has a significant and positive effect on economic literacy, economic literacy significantly and positively affects students economic behavior, and teacher competence also has a significant and positive effect on economic behavior. Furthermore, economic literacy acts as a mediating variable in the relationship between teacher competence and economic behavior. These findings highlight the importance of teacher competence in shaping students economic literacy and behavior.

Keywords : Economic Behavior, Economic Literacy, Teacher Competence