PENGARUH ISLAMIC CORPORATE GOVERNANCE, JUMLAH MODAL INTI, DAN JUMLAH KANTOR PELAYANAN TERHADAP MARKET SHARE BANK UMUM SYARIAH TAHUN 2016-2020

THE INFLUENCE OF ISLAMIC CORPORATE GOVERNANCE, TOTAL CORE CAPITAL, AND NUMBER OF SERVICE OFFICES ON THE MARKET SHARE OF SHARIA COMMERCIAL BANKS 2016-2020

Penelitian ini bertujuan untuk menguji pengaruh Islamic Corporate Governance (ICG), jumlah modal inti, dan jumlah kantor pelayanan terhadap market share Bank Umum Syariah (BUS) di Indonesia yang diukur berdasarkan total aset yang dimiliki Bank Umum Syariah terhadap total aset perbankan nasional. Populasi dalam penelitian ini adalah Bank Umum Syariah yang terdaftar di OJK pada periode 2016-2020. Teknik pengambilan sampel menggunakan metode purposive sampling dengan sampel terpilih 13 Bank Umum Syariah yang terdaftar OJK pada periode 2016-2020. Penelitian ini merupakan penelitian kuantitatif dengan memanfaatkan sumber data sekunder. Teknik analisis yang dipilih pada penelitian ini adalah analisis regresi linier berganda dengan perangkat lunak IBM SPSS Statistics versi 25. Hasil penelitian menunjukkan bahwa secara parsial Islamic Corporate Governance dan jumlah modal inti tidak berpengaruh terhadap market share Bank Umum Syariah. Sebaliknya, jumlah kantor pelayanan berpengaruh terhadap market share Bank Umum Syariah. Sedangkan secara simultan, Islamic Corporate Governance, jumlah modal inti, dan jumlah kantor pelayanan memberikan pengaruh terhadap market share Bank Umum Syariah di Indonesia. 

Kata Kunci : Islamic Corporate Governance (ICG), Modal Inti, Kantor Pelayanan, Market Share, Bank Umum Syariah

This research aims to verify the influence of Islamic Corporate Governance (ICG), the amount of core capital, and the number of service offices on the market share of Islamic Commercial Banks (BUS) in Indonesia as measured by the total assets of Islamic Commercial Banks to the total assets of the national banking system. The population in this research is Islamic Commercial Banks registered at OJK in the 2016-2020 period. The sampling technique used the purposive sampling method with a selected sample of 13 Islamic Commercial Banks registered at OJK in the 2016-2020 period. This research is quantitative research with secondary data sources. The analytical technique chosen in this research is multiple linear regression analysis with IBM SPSS Statistics software version 25. The results show that partially, Islamic Corporate Governance and the amount of core capital had no influence on the market share of Islamic Commercial Banks. On the other hand, the number of service offices affects the market share of Islamic Commercial Banks. Meanwhile, simultaneously, Islamic Corporate Governance, the amount of core capital, and the number of service offices influence the market share of Islamic Commercial Banks in Indonesia. 

Key Words: Islamic Corporate Governance (ICG), Core Capital, Service Office, Market Share, Islamic Commercial Bank