PENGARUH FINANCIAL LITERACY, FINANCIAL ATTITUDE, FINANCIAL SELF-EFFICACY, FINANCIAL TECHNOLOGY, LOCUS OF CONTROL, LIFESTYLE TERHADAP FINANCIAL MANAGEMENT BEHAVIOUR PADA MAHASISWA SURABAYA HOBBY MODIF MOBIL 

PENGARUH FINANCIAL LITERACY, FINANCIAL ATTITUDE, FINANCIAL SELF-EFFICACY, FINANCIAL TECHNOLOGY, LOCUS OF CONTROL, LIFESTYLE TERHADAP FINANCIAL MANAGEMENT BEHAVIOUR PADA MAHASISWA SURABAYA HOBBY MODIF MOBIL 

Penelitian ini bertujuan untuk mengetahui pengaruh financial literacy, financial attitude, financial self-efficacy, financial techology, locus of control, lifestyle terhadap financial management behaviour pada mahasiswa surabaya hobby modif mobil. Sampel dalam penelitian ini adalah sebanyak 168 Mahasiswa surabaya hobby modif mobil periode 2020 – 2022. Teknik analisis yang digunakan dalam penelitian ini adalah regresi linier berganda dengan menggunakan SPSS versi 26.

Hasil penelitian menunjukan bahwa financial literacy berpengaruh terhadap financial management behaviour, financial attitude berpengaruh terhadap financial management behaviour, financial selfefficacy tidak berpengaruh terhadap financial management behaviour, financial technology berpengaruh terhadap financial management behaviour, locus of control berpengaruh terhadap financial management behaviour, lifestyle tidak berpengaruh terhadap financial management behaviour.

Study This aim For know influence financial literacy, financial attitude, financial self-efficacy, financial technology , locus of control, lifestyle towards financial management behavior for Surabaya students who have a hobby of modifying cars. The sample in this study was 168 Surabaya students who were interested in car modifications for the period 2020 – 2022. The analysis technique used in this study was multiple linear regression using SPSS version 26.

The results of the study show that financial literacy has an effect on financial management behavior, financial attitude has an effect on financial management behavior, financial self-efficacy does not affect financial management behavior , financial technology influence on financial management behavior , locus of control influence on financial management behavior, lifestyle does not affect financial management behavior.